Writing
A central home for all my writing, from my own original articles and essays to simplified breakdowns of academic papers.

Banking the Unbanked: How Nepal's Fintech Wave Can Reshape Financial Inclusion
A third of Nepalis still sit outside the formal financial system. From the 2008 crash to COVID-19 to M-Pesa and UPI, here is why fintech could be the bridge, and what it will take to reach the last mile.

Globalization 4.0 Meets Bureaucracy 1.0: Why Nepal Risks Missing the Next Tech Leap
Nepal has built real digital foundations, from near-universal mobile internet to blockchain cash transfers. But weak institutions, a rural divide and bureaucratic inertia could leave it behind in the next technological wave.
Nothing matches that search yet.